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About Us

Hi there, 

​

I'm Tom McKiernan, President & CEO of Hardstone Capital LLC.


Restrictive banking regulations, consolidation, a bottom-line focus and slow bureaucratic processes at commercial banks have led to tightened credit, frustration and missed opportunities for small and middle-market businesses (SMBs) in every industry.

Private credit lenders use cutting edge financial technology to assess loan risks to provide faster, simpler and more flexible financing solutions to borrowers in hours and days, not weeks or months. Revenue-based financing (RBF), a credit advance against future cash flow, is very helpful when cash is needed quickly, regardless of FICO score, and doesn’t require collateral or a personal guarantee. 


A simple Google search will show you plenty of online business lenders (and we do business with most of them), but knowing which one is the best for you can be confusing, intimidating and time-consuming. Our role at Hardstone is to work with you to understand your financing needs and use our vast network of direct lenders to match you up with the best funding source for your business. 


I founded Hardstone in 1997 as a capital markets advisor to small and middle-market companies after working for 25 years as an entrepreneur and on Wall Street, so I know how important sufficient financial liquidity is to any business. 
The process starts by completing a Loan Questionnaire followed by a phone call with me to talk about what you need so we can start the process of matching you with the right private credit lender for your business. 


For a more complete profile of my background and Wall Street experience, please click on the LinkedIn logo below. 


Thank you and God bless America,

  • Linkedin
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